Wednesday, January 20, 2021

Act now for a better tomorrow.

 


You cannot escape the responsibility of tomorrow by evading it today.

                                  - Abraham Lincoln


I remember this statement of my mother. She used to tell me during my school days, "Read today so that you'll do better in your exams tomorrow." Being a kid I used to study and understand the curriculum. I used to get good results. But with time, I understood the meaning behind

this statement. 


Why all of don't become successful? Why all of us don't become rich? Why all of us don't have a luxurious life? The answer is we didn't take the risk. We didn't show courage today. We worked but thinking about tomorrow. When we leave things on tomorrow we fail. 


Remember, Time is precious. You give value to it and it will reward you back. Let me share one incident of my life. When I started working, I have never thought about my future. I never thought that what will happen tomorrow? In other words, I used to live my life king size. Shopping, parties, etc. used to be my agenda. End of the month, I used to start thinking about what would happen tomorrow as I'm running out of money. There are few days left for the month to get over. I always used to plan that next month, I'll start saving. However, upon receiving my salary, I used to go back to the same track. Time was moving like this only. 


The first setback came to my life when I lost my job due to the process ramp down. Then I realized the importance of saving. Instead of postponing the saving for the next day, if I would have taken the first step towards saving I would not have been in a situation like this. 

This is not only my story. Many of you reading this article would co-relate it to yourself. Excellent! I am not asking you to avoid going to parties, shopping, etc. Do it but reduce the frequency. Allocate some budget of your salary for investments. For example Health insurance, recurring deposits, etc. It will always help you tomorrow. 


What we do generally that we always think. We plan. However, we tend to postpone it for the next day and that next day never comes. Bitter but it's a truth. Let me give you an example of a small investment from my life. The apartment I stay charges for quarterly maintenance. I know my monthly expenses. Still, I make sure that I save the amount separately so that I would not get an extra burden on me each quarter. I do a recurring deposit and I add money accordingly. This helps me to run the house smoothly without any hassle.


Let's take another example from the year 2020. This year has given setbacks to many of us. There is one friend of mine who lost his job during Covid-19. Initially, for 3 months, he was fine as he had some savings. But soon he realized that he needs to take a call for his better future as he had a family to take care of. He had a hobby of cooking. 


He stopped thinking further and decided to take one more step and started his small kitchen outlet. His wife started helping him too. He used social media platforms to promote his business and tied up with swiggy, zomato, etc. Soon, he started getting a response. In today's time, he has opened his food counter and earning more than what he used to earn while working. 


All this happened because he acted on what he thought. He didn't postpone it. This is what I want all of you to do. If you want to grow in your life, don't postpone things for tomorrow because you can't predict tomorrow. 


In my previous article, I gave an example of a group of ants. They go together in a row and collect the food before the rainy season. They act today so that they would have ample storage of food during rain. 

The biggest examples are our homemakers. The lady of our home. A housewife is always aware of the household things and she ensures that everything should be in place specifically the kitchen so that her family should not face any issue with food in the future. It's not a small thing. It's a very important task. 


How many of us plan for outstation holidays? Maybe an abroad trip or a week trip to some hill station or anywhere. I guess most of us do. Now, what's the next step we do? We plan and place our leave requests if both (husband and wife) are working. Then we do all the research and calculate the budget and tickets etc. The next step we do is to finalize it and then add money for it and finally, we go and enjoy the vacation with our beloved ones. 

Simply, we thought and we acted. Now when we can act on these tasks, why can't we act for our better future? No one can hold us back if we have decided to move ahead. If we will live in a dilemma, then we'll never be able to proceed. 


Believe me, friends, if you'll look around you'll get many examples from your surrounding, your own life where knowingly or unknowingly you've acted to enjoy your tomorrow. In the end, it's your life. It's your future. It all depends on your action. 


Your action will decide your tomorrow. In the end, I would conclude by saying that


"Act now for better tomorrow!"



All the best!


Regards,

Moloy

(To read in Hindi, click here)

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